Waterloo Homes under $700,000

Welcome to Waterloo, South Carolina—a hidden gem nestled in the heart of Laurens County, where small-town charm meets the beauty of nature. Known for its friendly community and picturesque landscapes, Waterloo offers a serene lifestyle that’s perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Despite its peaceful ambiance, Waterloo is conveniently located near larger cities, providing residents with easy access to a variety of amenities, shopping, and dining options. The area is rich in history and offers residents the chance to explore local parks, enjoy fishing and boating on nearby lakes, and take in the breathtaking views of the surrounding countryside.

For those seeking a home in this idyllic setting, you’ll find a wonderful selection of properties available for under $700,000. Whether you’re looking for a cozy cottage, a charming family home, or a spacious modern build, Waterloo has something for everyone. Many of these homes feature beautiful yards, open floor plans, and modern amenities, ensuring that you can enjoy both comfort and style.

Living in Waterloo means embracing a laid-back lifestyle while still enjoying a close-knit community feel. With its affordable housing options and stunning natural surroundings, it’s no wonder that so many are choosing to call this lovely town home. Explore the possibilities that await you in Waterloo, SC—your dream home might just be waiting for you!

Newest Waterloo Homes under $700,000

$595,000

5 Beds ⋅ 3 Baths

Under contract and continuing to show and take back up offers! Fully furnished waterfront living on Lake Greenwood—with five bedrooms, two expansive decks, a covered boat dock, and no HOA! Welcome to 270 Twin Oaks Rd. in Waterloo, where stunning lake views set the scene for everyday relaxation and memorable weekend getaways. Offering approximately 2,100 square feet, five bedrooms, and three full bathrooms, this home provides flexible space for a primary residence, vacation retreat, or potential short-term rental. The open-concept main level brings the kitchen, dining, and living areas together beneath a vaulted ceiling with skylights that fill the space with natural light. A fireplace adds warmth and character, while lake-facing windows and doors keep the water in view. The kitchen features stainless steel appliances and a gas range, making it easy to prepare meals while staying connected with guests. Two primary bedrooms on the upper level each enjoy lake views and direct access to the 42-foot deck—an inviting setting for morning coffee, outdoor dining, or unwinding above the water. The walkout basement includes three additional bedrooms and access to a second 42-foot deck with beautiful lake views, offering even more room to spread out and enjoy the outdoors. At the shoreline, the covered boat dock features a boat lift and an additional seating area, perfect for relaxing by the water between boat rides. With furnishings included, generous sleeping accommodations, and outdoor living on both levels, this Lake Greenwood home is ready for your next chapter of lake life. Schedule your private showing and experience the views for yourself!

270 Twin Oak Road, Waterloo

$685,000

2 Beds ⋅ 2 Baths

Exceptional Lake Greenwood Retreat on 3.99 Acres! Discover a rare opportunity to own an expansive 3.99-acre lakefront retreat on beautiful Lake Greenwood. Offering privacy, space, and remarkable versatility, this one-of-a-kind property is ideal for relaxed lake living, memorable entertaining, and creating lasting family memories. The main residence blends character with thoughtful updates. Originally built in the 1950s, the home was completely gutted and renovated in 2013 with updated plumbing, electrical, and new mini-split systems throughout. An addition provides an additional bedroom, bathroom, and office/loft. Adding warmth and ambiance, both the main home and separate entertainment building feature gas fireplaces. Enjoy the outdoors from a deck that wraps around nearly the entire home, providing multiple spaces to relax, dine, entertain, and take in the lake surroundings. For boating enthusiasts, the property features two covered docks and a floating dock, with approximately 10 feet of water at full pool from May through November. During the winter drawdown, the docks remain in place and in the water. Adding to the property’s appeal are three additional structures offering exceptional flexibility for entertaining, guest accommodations, hobbies, and storage. The larger entertainment building features a kitchen, bathroom, and gas fireplace, creating an inviting space for family gatherings and hosting guests. A charming she-shed includes its own bathroom and kitchenette, while a spacious workshop provides ample room for lake toys, equipment, and additional storage. Conveniently located directly across from One Stop Marina and the popular Break on the Lake restaurant, this property places boating, dining, and lakefront entertainment just moments away. The possibilities are truly endless! With nearly four acres of lakefront property, there is an opportunity to explore building your dream home while enjoying the existing residence and additional structures. Imagine creating a custom lakefront estate while retaining the current home as a guest retreat or exploring potential short-term rental income. Whether you envision a private family compound, a custom-built lakefront home, a weekend getaway, or an investment opportunity, this property offers the space and flexibility to bring your vision to life.

573 Lake Forest Dr Drive, Waterloo

$590,000

3 Beds ⋅ 2 Baths

Welcome to your fully furnished home on Lake Greenwood! Positioned on a beautiful waterfront lot with expansive open-water views, this fully furnished 3-bedroom, 2-bath home offers the rare combination of deep water, a private boat ramp, covered dock, detached 3-car garage, and unrestricted lake living. Designed for both comfort and entertaining, the home features an open-concept floor plan with luxury vinyl plank flooring, a spacious living area, built-in entertainment center, and a stunning kitchen complete with a large island, farmhouse sink, abundant cabinetry, and lake views that make every meal feel like a vacation. The split-bedroom layout provides privacy for owners and guests, while the spacious primary suite offers a relaxing retreat with a beautifully appointed bathroom featuring a custom tiled walk-in shower, double vanity, and ample storage. Step outside and enjoy one of the property's standout features—a large, screened porch overlooking the water, perfect for morning coffee, evening sunsets, or gathering with family and friends after a day on the lake. Additional outdoor space includes a lakeside patio, fenced waterfront area, gas firepit, smoker covered dock with boat slip, and your own private concrete boat ramp. The detached 3-car garage/workshop, additional storage building, and extra parking provide plenty of room for boats, trailers, golf carts, and all your lake toys. Being sold fully furnished, with a brand-new metal roof and new windows units in the storage shed this property is truly move-in ready. Whether you're looking for a full-time residence, vacation home, investment property, or family getaway, opportunities like this are becoming increasingly difficult to find on Lake Greenwood. Property Highlights: • 3 Bedrooms | 2 Bathrooms • Sold Fully Furnished • Deep Open Water • Private Concrete Boat Ramp • Covered Dock with Boat Slip • Detached 3-Car Garage/Workshop • Additional Storage Building • Large Screened Porch with Water Views • Open-Concept Floor Plan • Farmhouse Sink & Large Kitchen Island • Split Bedroom Layout • Custom Tiled Walk-In Shower • Luxury Vinyl Plank Flooring • Fenced Waterfront Area • No HOA • No Restrictions Bring your boat, fishing poles, golf cart, and suitcase—everything else is already here.

61 Square Grove Road, Waterloo

$240,000

3 Beds ⋅ 2 Baths

Searching for a peaceful county living without giving up easy access to Lake Greenwood? This is Best of Both Worlds - This 2023 Clayton home sits on 1.8 acres in Laurens County, offering the perfect blend of comfort, and convenience. Located less than a mile from Lake Greenwood, you’ll be just minutes from Camp Fellowship, a great restaurant with breathtaking views- Break on the Lake, and public boat ramps, making it easy to enjoy boating, fishing, dining, and everything lake life has to offer—while still coming home to your own quiet retreat. Step inside to find 3 bedrooms and 2 full bathrooms. The private primary suite tucked away on one side of the home features double vanities, a relaxing soaking tub, and a separate shower, while the two additional bedrooms are on the opposite side for added privacy along with a bonus second living area with built-in shelving—perfect for movie nights, game/ playroom, home office, homeschool space, or study Wide open-concept --living room, kitchen, and dining area. The kitchen offers a large kitchen island, TONS of cabinets, deep sink, and all appliances convey which are also under a 5 year warranty!!!! - A space thats perfect for entertaining, holidays, and everyday living. Additional features are, a Fenced area your fur babies are sure to love for run and play, a fire pit, Outbuilding for extra storage, all electric home, county water, 2021 septic system, and New water lines installed from the meter to the home in 2024. Whether you’re looking for your first home, a family retreat, or a place to enjoy Lake Greenwood, this property checks all the boxes. Schedule your private showing today before this one is gone!

210 Whitten Road, Waterloo

$275,000

4 Beds ⋅ 2 Baths

TURNKEY. FURNISHED. DOCK IN THE WATER. 125 FEET OF LAKE GREENWOOD SHORELINE! This is the one buyers keep asking about and rarely find, a move-in ready, fully updated 4-bedroom, 2-bath lakefront home on 125 feet of protected shoreline, with a dock already in the water and furnishings that convey. Close on Friday. Be on the lake by the weekend. That's not marketing, that's the reality of 110 Stroup Ct. THE SETTING DELIVERS EVERY SINGLE DAY! Coffee from the covered front porch. Afternoons on the water. Evenings on the giant covered back porch, watching the sun drop behind the lake while dinner's on the grill. This is the rhythm Lake Greenwood buyers move here for — and this property is built around it. EVERY UPDATE. ALREADY DONE! Fresh paint throughout. New lighting. Waterproof vinyl plank flooring. Updated bathrooms. A bright white kitchen with granite counters and all appliances included. There's nothing to negotiate, renovate, or wait on. Just unpack, or don't, because the furnishings convey too. 125 FEET OF SHORELINE. DOCK IN THE WATER. DEEP AND PROTECTED. The waterfront here checks every box lakefront buyers prioritize: protected shoreline, a dock already in place, and the kind of peaceful setting that keeps you coming back weekend after weekend. Bring the kayaks, the fishing rods, the tubes, and the cooler. The lake is ready when you are. STORAGE FOR EVERY TOY YOU OWN! A large outbuilding means lake gear, kayaks, paddleboards, bikes, and tools all have a home, and your garage stays clean. This is the practical stuff that matters once you're actually living the lake life. LOCATION THAT WORKS YEAR-ROUND! Minutes from downtown Greenwood's shopping, dining, and healthcare. Easy access to Laurens for more everyday options. You get the peace and quiet of Waterloo and Lake Greenwood's laid-back shoreline without giving up the conveniences that make full-time or weekend living comfortable. Turnkey lakefront homes with this combination of updates, waterfront footage, a working dock, and furnishings included are rare on Lake Greenwood at any price point. The buyers who move fast on properties like this are the ones who get to enjoy summer on the water. Summer is calling. Schedule your showing today.

110 Stroup Court, Waterloo

$155,000

2 Beds ⋅ 2 Baths

AS-IS former lakefront gem. Investment property that was once meticulously manicured and maintained then left untouched for 10 years. This is a lakefront, brick-underpinned double-wide with 2 full baths including an expansive master suite. The den area can easily be converted to a 3rd bedroom. The extensive decking will need repair and a gutter-leak has caused damage the dining room ceiling and wall. House is on the upper end of Lake Greenwood in Harbor Crest subdivision.

452 Harbor Crest Drive, Waterloo

$240,000

2 Beds ⋅ 1 Baths

House nestled on 2.06 acres, this property offers a unique opportunity with primary residence featuring 2 bedroom and 1 bathroom. Recent upgrades includes new roof and siding in 2025. Also located on the property is an additional mobile home offering 2 bedrooms and 2 bathrooms, perfect for potential rental income. Must see!

7408 Riverfork Road, Waterloo

$219,500

4 Beds ⋅ 2 Baths

BRAND NEW! Welcome to 522 Burton Creekside Rd in Waterloo, where you can step out onto your massive front deck and take in breathtaking views of Lake Greenwood! This stunning 4-bedroom, 2-bathroom Clayton Boone manufactured home features 1,475 square feet of open-concept living, highlighted by a spacious kitchen with an island, breakfast bar, stainless steel appliances, and luxury vinyl flooring throughout. The smart split floor plan offers a private primary suite with double sinks and a walk-in closet, while three additional bedrooms provide total flexibility for family or guests. Now featuring a fresh price drop for an even more affordable lake country lifestyle, this Energy Star-rated home sits on 1.11 unrestricted acres with NO HOA—giving you the ultimate freedom to bring your boat, build a garage, and live with no water or sewer bills thanks to its private well and septic. Don't miss this rare opportunity to own a turnkey home with stunning lake views before this incredible deal is gone!

522 Burton Creekside Road, Waterloo

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The Listings data contained on this website comes from various participants of The Multiple Listing Service of Greenville, SC, Inc. Internet Data Exchange. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The properties displayed may not be all the properties available. All information provided is deemed reliable but is not guaranteed. © 2026 Greater Greenville Association of REALTORS®. All Rights Reserved. Last Updated

Waterloo Homes under $700,000

Newest Waterloo Homes under $700,000

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